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6 schemes
Bank loan for a new unit with a 15% to 35% margin-money subsidy; project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (services)
For: Individuals above 18 setting up a new micro-enterprise
See eligibility and documents
35% credit-linked subsidy up to ₹10 lakh for a food processing unit; seed capital of ₹40,000 for each SHG member
For: Micro food processing entrepreneurs, SHGs, FPOs and cooperatives
See eligibility and documents
Collateral-free business loans: Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for eligible repeat borrowers)
For: Non-farm micro and small businesses: shops, traders, service providers, small manufacturers
See eligibility and documents
Bank loans from ₹10 lakh to ₹1 crore for a new (greenfield) enterprise
For: SC or ST entrepreneurs and women entrepreneurs
See eligibility and documents
Recognition and ID card, skill training with stipend, ₹15,000 toolkit incentive and collateral-free loans (₹1 lakh, then ₹2 lakh) at 5% interest
For: Artisans and craftspeople in 18 traditional trades working with hands and tools
See eligibility and documents
Collateral-free working-capital loans for street vendors in three rising stages (up to ₹15,000, ₹25,000 and ₹50,000), with interest subsidy and digital-payment rewards
For: Street vendors and hawkers in urban and nearby areas
See eligibility and documents
