YojanaAI is not a government website or an official scheme portal. Information is for awareness only.

YojanaAI

PM Vishwakarma

Central schemeMinistry of MSME

Check before you apply. The portal reports that its registration target was reached in September 2025. Check at a Common Service Centre whether new registrations are being accepted.

Recognition and ID card, skill training with stipend, ₹15,000 toolkit incentive and collateral-free loans (₹1 lakh, then ₹2 lakh) at 5% interest.

Go to official source (opens pmvishwakarma.gov.in in a new tab)

Who it is for

Artisans and craftspeople in 18 traditional trades working with hands and tools.

Basic eligibility

  • Self-employed in one of the 18 listed family trades (carpenter, blacksmith, potter, tailor, cobbler and others).
  • Aged 18 or above; one member per family.
  • Must not have taken PMEGP, PM SVANidhi or Mudra loans in the last five years.
  • People in government service and their family members are not eligible.

Documents usually needed

  • Aadhaar
  • Mobile number linked to Aadhaar
  • Bank account passbook
  • Ration card

How to apply

Register through a Common Service Centre using Aadhaar biometric verification on the PM Vishwakarma portal.

Official source: pmvishwakarma.gov.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

Related schemes

Business & self-employmentCentral

Prime Minister’s Employment Generation Programme

Bank loan for a new unit with a 15% to 35% margin-money subsidy; project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (services)

For: Individuals above 18 setting up a new micro-enterprise

See eligibility and documents

Business & self-employmentCentralStatus changed: check

PM Formalisation of Micro Food Processing Enterprises

35% credit-linked subsidy up to ₹10 lakh for a food processing unit; seed capital of ₹40,000 for each SHG member

For: Micro food processing entrepreneurs, SHGs, FPOs and cooperatives

See eligibility and documents

Business & self-employmentCentral

Pradhan Mantri Mudra Yojana

Collateral-free business loans: Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for eligible repeat borrowers)

For: Non-farm micro and small businesses: shops, traders, service providers, small manufacturers

See eligibility and documents