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Pradhan Mantri Mudra Yojana

Mudra loanCentral schemeDepartment of Financial Services

Collateral-free business loans: Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for eligible repeat borrowers).

Go to official source (opens mudra.org.in in a new tab)

Who it is for

Non-farm micro and small businesses: shops, traders, service providers, small manufacturers.

Basic eligibility

  • A viable income-generating activity in manufacturing, trading or services.
  • The lending bank assesses repayment capacity and credit history.

Documents usually needed

  • Aadhaar
  • PAN
  • Business proof or plan
  • Quotation for machinery or stock
  • Bank statements

How to apply

Apply at any bank, NBFC or micro-finance institution, or online through Jan Samarth or Udyamimitra.

Official source: mudra.org.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

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