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YojanaAI

PM SVANidhi

Central schemeMinistry of Housing & Urban Affairs

Collateral-free working-capital loans for street vendors in three rising stages (up to ₹15,000, ₹25,000 and ₹50,000), with interest subsidy and digital-payment rewards.

Go to official source (opens pmsvanidhi.mohua.gov.in in a new tab)

Who it is for

Street vendors and hawkers in urban and nearby areas.

Basic eligibility

  • A Certificate of Vending or identity card from the urban local body, or a Letter of Recommendation.
  • The next, larger loan is available after repaying the earlier one on time.

Documents usually needed

  • Aadhaar
  • Vendor ID, Certificate of Vending or Letter of Recommendation
  • Bank account passbook

How to apply

Apply on the PM SVANidhi portal, at a Common Service Centre or through the urban local body.

Official source: pmsvanidhi.mohua.gov.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

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