YojanaAI is not a government website or an official scheme portal. Information is for awareness only.

YojanaAI

Stand-Up India

Central schemeDepartment of Financial Services (SIDBI)

Check before you apply. Closed to new loans: the scheme ended on 31 March 2025. A revamped scheme has been announced but we could not confirm that it has started. The details below describe the original scheme.

Bank loans from ₹10 lakh to ₹1 crore for a new (greenfield) enterprise.

Go to official source (opens standupmitra.in in a new tab)

Who it is for

SC or ST entrepreneurs and women entrepreneurs.

Basic eligibility

  • A first-time venture in manufacturing, services, trading or farm-allied activity.
  • For a company or firm, at least 51% must be held by an SC, ST or woman entrepreneur.
  • The borrower must not be in default to any bank.

Documents usually needed

  • Aadhaar
  • PAN
  • Project report
  • Caste certificate (SC or ST applicants)
  • Premises proof or lease

How to apply

New loans are not being sanctioned under the original scheme. Ask your bank about the revamped scheme, or consider Mudra or PMEGP loans.

Official source: standupmitra.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

Related schemes

Business & self-employmentCentral

Prime Minister’s Employment Generation Programme

Bank loan for a new unit with a 15% to 35% margin-money subsidy; project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (services)

For: Individuals above 18 setting up a new micro-enterprise

See eligibility and documents

Business & self-employmentCentralStatus changed: check

PM Formalisation of Micro Food Processing Enterprises

35% credit-linked subsidy up to ₹10 lakh for a food processing unit; seed capital of ₹40,000 for each SHG member

For: Micro food processing entrepreneurs, SHGs, FPOs and cooperatives

See eligibility and documents

Business & self-employmentCentral

Pradhan Mantri Mudra Yojana

Collateral-free business loans: Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for eligible repeat borrowers)

For: Non-farm micro and small businesses: shops, traders, service providers, small manufacturers

See eligibility and documents