Government schemes

Central and state schemes explained in plain language, each with a link to the official source.

3 schemes for “street vendor loan”

Business & self-employmentCentral

PM SVANidhi

Collateral-free working-capital loans for street vendors in three rising stages (up to ₹15,000, ₹25,000 and ₹50,000), with interest subsidy and digital-payment rewards

For: Street vendors and hawkers in urban and nearby areas

See eligibility and documents

Pension & insuranceCentral

PM Shram Yogi Maan-Dhan

₹3,000 monthly pension after the age of 60, with a matching government contribution

For: Unorganised workers aged 18 to 40 earning up to ₹15,000 a month

See eligibility and documents

Work & livelihoodCentral

e-Shram registration

A national worker ID (UAN) that links unorganised workers to social security schemes

For: Unorganised workers aged 16 to 59

See eligibility and documents