Pension & insuranceCentral
Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 to ₹5,000 after the age of 60
For: Citizens aged 18 to 40 with a savings bank account
See eligibility and documents
PM Shram Yogi Maan-Dhan
PM-SYMCentral schemeMinistry of Labour & Employment
₹3,000 monthly pension after the age of 60, with a matching government contribution.
Who it is for
Unorganised workers aged 18 to 40 earning up to ₹15,000 a month.
Basic eligibility
- Monthly income up to ₹15,000.
- Not covered under EPFO, ESIC or NPS.
- Not an income tax payer.
Documents usually needed
- Aadhaar
- Bank account passbook
How to apply
Enrol at a Common Service Centre or on the Maandhan portal.
Official source: maandhan.in
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.
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