Pension & insuranceCentral
Atal Pension Yojana
Guaranteed monthly pension of ₹1,000 to ₹5,000 after the age of 60
For: Citizens aged 18 to 40 with a savings bank account
See eligibility and documents
Indira Gandhi National Disability Pension
IGNDPSCentral schemeMinistry of Rural Development (NSAP)
Check before you apply. Reported in October 2026: the national pension schemes were renamed and this one is to be called Pradhan Mantri Divyangjan Pension Yojana. We could not confirm this on an official source; offices and portals may still use the old name. The same reports say the disability threshold is being lowered from 80% to 40% and the age limit removed, once revised guidelines are issued.
Monthly pension for persons with severe disability; states add their own share and often cover more people.
Who it is for
Persons aged 18 and above with severe or multiple disabilities from below-poverty-line households.
Basic eligibility
- Disability of 80% or more for the central scheme (state schemes often start at 40%).
- Household is below the poverty line as per state criteria.
Documents usually needed
- Aadhaar
- Disability certificate or UDID card
- BPL or ration card
- Bank account passbook
How to apply
Apply at the gram panchayat, block or municipal office, or on your state’s social security portal.
Official source: nsap.dord.gov.in
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.
Related schemes
Pension & insuranceCentral
PM Shram Yogi Maan-Dhan
₹3,000 monthly pension after the age of 60, with a matching government contribution
For: Unorganised workers aged 18 to 40 earning up to ₹15,000 a month
See eligibility and documents
Pension & insuranceCentral
PM Suraksha Bima Yojana
₹2 lakh accident insurance for a premium of ₹20 a year
For: Bank or post office account holders aged 18 to 70
See eligibility and documents