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YojanaAI

PM Suraksha Bima Yojana

PMSBYCentral schemeDepartment of Financial Services

₹2 lakh accident insurance for a premium of ₹20 a year.

Who it is for

Bank or post office account holders aged 18 to 70.

Basic eligibility

  • Aged 18 to 70.
  • Consent to auto-debit of the yearly premium.

Documents usually needed

  • Aadhaar
  • Bank account passbook

How to apply

Enrol at your bank or post office branch, or through net-banking.

Official source: jansuraksha.gov.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

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