Pension & insuranceCentral
PM Shram Yogi Maan-Dhan
₹3,000 monthly pension after the age of 60, with a matching government contribution
For: Unorganised workers aged 18 to 40 earning up to ₹15,000 a month
See eligibility and documents
Atal Pension Yojana
APYCentral schemePFRDA, Ministry of Finance
Guaranteed monthly pension of ₹1,000 to ₹5,000 after the age of 60.
Who it is for
Citizens aged 18 to 40 with a savings bank account.
Basic eligibility
- Aged 18 to 40.
- Not an income tax payer.
- Contributes monthly until the age of 60.
Documents usually needed
- Aadhaar
- Bank account passbook
- Nominee details
How to apply
Enrol through your bank or post office branch, or the bank’s net-banking.
Official source: jansuraksha.gov.in
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.
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