Housing & householdCentral
Pradhan Mantri Awas Yojana – Gramin
₹1.20 lakh (plains) or ₹1.30 lakh (hilly and difficult areas) to build a pucca house
For: Rural families that are houseless or live in kutcha houses
See eligibility and documents
Pradhan Mantri Awas Yojana – Urban 2.0
PMAY-U 2.0Central schemeMinistry of Housing & Urban Affairs
Assistance to build or buy a house, or an interest subsidy on a home loan.
Who it is for
Urban families in the EWS, LIG and MIG income groups without a pucca house.
Basic eligibility
- Family income up to ₹3 lakh (EWS), ₹6 lakh (LIG) or ₹9 lakh (MIG) a year.
- No pucca house anywhere in India in a family member’s name.
Documents usually needed
- Aadhaar
- Income proof
- Land or property papers (if any)
- Bank account passbook
How to apply
Apply on the PMAY-Urban unified portal or through the urban local body.
Official source: pmay-urban.gov.in
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.
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