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YojanaAI

Pradhan Mantri Jan Dhan Yojana

Jan Dhan accountCentral schemeDepartment of Financial Services

A zero-balance bank account with a RuPay card and accident insurance cover.

Who it is for

Anyone without a bank account.

Basic eligibility

  • Indian citizen; minors aged 10 and above can open an account with a guardian.

Documents usually needed

  • Aadhaar or another officially valid document

How to apply

Open the account at any bank branch or with a bank correspondent (Bank Mitra).

Official source: pmjdy.gov.in

Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.

Work & livelihoodCentral

e-Shram registration

A national worker ID (UAN) that links unorganised workers to social security schemes

For: Unorganised workers aged 16 to 59

See eligibility and documents

Work & livelihoodCentralStatus changed: check

VB-G RAM G rural employment guarantee (formerly MGNREGA)

Up to 125 days of guaranteed paid unskilled work a year for each rural household

For: Adult members of rural households willing to do unskilled manual work

See eligibility and documents

Work & livelihoodState Building & Other Construction Workers Welfare Boards

Construction worker (BOCW) welfare board registration

Access to board benefits such as children’s education aid, maternity and medical help, and pension (they differ by state)

For: Building and construction workers aged 18 to 60

See eligibility and documents