Farming & alliedCentral
PM Kisan Samman Nidhi
₹6,000 a year in three instalments, paid directly to the bank account
For: Farmer families that own cultivable land
See eligibility and documents
Kisan Credit Card
KCCCentral schemeDepartment of Financial Services, NABARD and banks
Short-term farm credit at a reduced interest rate for prompt repayment.
Who it is for
Farmers, tenant farmers, and animal husbandry and fisheries workers.
Basic eligibility
- Owner cultivators, tenant farmers, oral lessees and sharecroppers can apply.
- The bank decides the credit limit from the land holding and crops grown.
Documents usually needed
- Aadhaar
- PAN (if available)
- Land record or tenancy proof
- Passport-size photo
How to apply
Apply at the bank branch where you hold an account, or through the Jan Samarth portal.
Official source: jansamarth.in
Always confirm eligibility, benefits, documents, deadlines and how to apply on the official source before you act. We do not guarantee approval of any application. This page was last reviewed in November 2026; amounts and rules may have changed since.
Related schemes
Farming & alliedCentral
Pradhan Mantri Fasal Bima Yojana
Crop insurance at a low farmer premium (about 1.5% to 2% for most food crops)
For: Farmers, including tenants and sharecroppers, growing notified crops in notified areas
See eligibility and documents
Farming & alliedCentral
PM Kisan Maan-Dhan Yojana
₹3,000 monthly pension after the age of 60, with a matching government contribution
For: Small and marginal farmers aged 18 to 40
See eligibility and documents